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Understanding India’s Current Account Deficit and What It Means for You

Every few months, India's current account deficit (CAD) makes headlines. When the number is high, economists sound alarms. When it narrows, there is cautious optimism. But for most Indians, the…

Tapping Money July 1, 2026

AI & Money

How AI-Powered Robo-Advisors Are Changing Indian Investing

For decades, professional investment advice in India was a privilege reserved for the wealthy. If you did not have a corpus of at least ₹25–50 lakh, most wealth managers simply…

Tapping Money June 29, 2026

Money Habits

How to Create Multiple Income Streams on an Indian Salary

Financial security built on a single income source is fragile. A job loss, a company shutdown, or a health issue can eliminate 100% of a single-income household's earnings overnight. The…

Tapping Money June 25, 2026

Personal Finance

How to Build and Protect Your CIBIL Score in India

Your CIBIL score is a three-digit number between 300 and 900 that summarises your creditworthiness. When you apply for a home loan, car loan, or credit card, the lender's first…

Tapping Money June 23, 2026

Economy & Markets

Small Finance Banks in India: Higher Returns, But Are They Safe?

Small finance banks routinely offer FD rates of 8–9.5% and savings account rates of 6–7.5% — significantly higher than the 6.5–7.5% offered by large banks. For income-focused investors and senior…

Tapping Money June 21, 2026

Investing Basics

The Complete Guide to EPF: Everything Salaried Indians Need to Know

The Employee Provident Fund is India's largest retirement savings scheme — and for most salaried Indians, their largest financial asset outside of real estate. Over a 30-year career, EPF contributions…

Tapping Money June 20, 2026

AI & Money

Robo-Advisors in India: Can an Algorithm Manage Your Money Better Than a Human?

The idea that an algorithm can manage your investments better than a human advisor sounds counterintuitive. Yet the evidence from global markets, now increasingly mirrored in India, suggests that for…

Tapping Money June 18, 2026

NRI Finance

NRI Retirement Planning: How to Move Back to India Financially Ready

For millions of NRIs, returning to India is not a distant dream — it is a concrete life plan. India offers a significantly lower cost of living than most Western…

Tapping Money June 17, 2026

Money Habits

How to Plan and Save for Your Child’s Education in India

Education costs in India are rising at 10–12% per year. An engineering degree that cost ₹5 lakhs in 2010 costs ₹15–20 lakhs today. An MBA at a top private institution…

Tapping Money June 15, 2026

Personal Finance

Health Insurance in India: How to Choose the Right Plan for Your Family

Medical inflation in India runs at 10–14% per year. A hospitalisation that cost ₹1 lakh in 2010 costs ₹3–4 lakhs today. A serious illness can cost ₹10–50 lakhs or more…

Tapping Money June 14, 2026